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FIRE PROTECTION
1. NO SMOKING signs should be posted and NO SMOKING enforced in all outbuildings. Smoking should be restricted to designated areas. Proper fireproof disposal containers should be provided and emptied daily.
2. Fire protection devices are recommended in all buildings (i.e. lightning rods, smoke detectors, smoke alarms, or heat detectors). All devices should be properly installed, meet UL standards, and be tested periodically for defects.
3. Replace battery operated smoke alarm batteries every six months.
4. ABC type fire extinguishers should be placed throughout the dwelling and all outbuildings, and serviced on an annual basis. All personnel should be instructed on the proper use of these extinguishers. Anyone who is in the barn should know the location and how to operate the fire extinguishers properly. The best location is to mount a fire extinguisher by the door and prominently identify the location of all fire extinguishers.
5. An established, well-practiced fire escape plan should be in place for all buildings. All exits should be clearly marked and a fire evacuation plan posted. This should include plans for removing livestock or horses from areas of danger, such as a designated pasture for turn out.
6. All roads and lanes should be maintained year round for easy access by fire fighters. Ask your local fire department to do a “practice run” to your farm. Inviting them to do a training activity on your property might help encourage a “practice run.” Gated entries need to have proper clearance so that the long fire trucks can successfully make the turn into the property. Keys to the property can be place on file at the fire department.
7. Emergency telephone numbers should be displayed near all telephones along with directions on how to dial “911” if it requires accessing an outside line. Numbers for fire, police, vet and hospital should be included.
8. Fuel tanks should be far away from any building, and have barriers placed around the tank to avoid collision with a vehicle or machinery.
9. Welding must be conducted in confined areas or off premises.
10. Metal-sided or framed buildings and structures must be properly grounded.
11. Handle and store flammable liquids with care.
12. A separate open shed should be used for hay storage to avoid spontaneous combustion. Check hay to be sure it is dry and properly cured. Store in building without horses. Hay storage should be limited by stacks that are at least 250 feet apart. Stack limit may vary based on insurance coverages.
13. Inspect dry exhaust hoses every 6 months. Clean and/or replace any hose congested with lint and remove any debris covering the exhaust area.
14. Maintain all propane grilles and associated propane tanks in proper working condition and free of excessive grease buildup.
Markel Agriculture Division
4600 Cox Road, Glen Allen, VA 23060-9817
(800) 446-7925 (804) 527-2700
www.horseinsurance.com
www.facebook.com/MarkelHorse
