I have liability for my horse and coverage if he is killed by lightning, accident while being transported and few other things.

Both. Some companies will not cover certain things if the horse is past a certain age or if the horse has pre existing conditions.

I use the feigel agency. They are great and located in GA.

At Markel, we look at value, age, breed, and use. Our Hassle Free Mortality program offers rates as low as 2.85% to horses that are valued up to $50,000 and between the ages of 91 days and 15 years old, with no previous health issues. If your horse doesn't fit into those guidelines (such as value is greater than $50,000, ineligible breed or discipline or prior health history), our Standard All-Risk Mortality & Theft policy would provide the same great protection at an affordable price.

If you have any additional questions or would like further details about our products, you can click on the Insurance Tab on this website, email us at horseinsurance@markelcorp.com or call us 866-844-2509.